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Registered Shariah Adviser

Registered Shariah Adviser

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We deliver tailored, efficient, and client-centered Solutions.

Corporate Offerings

Sharlife Advisory & Certifications

Comprehensive Shariah advisory services including product structuring, review, audit, certification, and institutional Zakat services.

  • General Shariah-Compliant Product Structuring
  • Shariah-Compliant DeFi Product Structuring
  • Shariah-Compliant Yield-Earning Structures
  • Shariah-Compliant Staking Structures
  • And more...

Sharlife Analytics

Advanced analytics and digital solutions for Islamic finance, providing Shariah status verification and payment gateway services.

  • Shariah Status Provider for Stocks
  • Shariah Status Provider for Cryptocurrencies
  • Digital Solutions for Islamic Finance
  • Crypto Donation Payment Gateway
  • And more...

Sharlife Academy

Comprehensive training programs and certification services to build Shariah compliance capabilities within your organization.

  • Islamic Securities Screening & Compliance Training
  • Shariah Screening & Compliance for Cryptocurrencies Training
  • Zakat Training
  • Shariah-Compliant Module Certification Services
  • And more...

Self-Directed Offerings

Self-Directed Services

Self-service tools and personal advisory services for individuals seeking Shariah compliance solutions.

Shariah Screening & Analysis Tools

  • Stocks, IPOs & Cryptocurrencies Shariah Screening Request Hub
  • Portfolio Investment Analysis
  • Shariah Analysis of Crypto Exchange Yield & Earn Features

Zakat & Personal Advisory

  • Zakat Calculation & Payment Services
  • Personal Consultation on Shariah Issues

Our Clients and Partners in Islamic Finance

Sharlife Advisory

i.destinasi

Shariah Advisory on Financing Product Offered Using Tawarruq Contract

AQIQAHCENTRE.COM

Shariah Advisory on Qurban Mecca Product

Halogen

Shariah Advisory for Halogen Shariah Enhanced Income Fund & MYR Liquid Fund

Lyndung

Shariah Advisory for Community Medical Bill Sharing Program

Luno

Shariah Advisory for Solana (SOL) and Cardano (ADA) Staking Services

Petrogroup

Shariah Advisory on Financing Product by Petrogroup Sdn Bhd

MuslimBit Exchange

Shariah Advisory Consultancy Services for MuslimBit Exchange

Saraf

Shariah Advisory Consultancy Services for Crypto Shariah Screening

YFLife

Shariah Advisory Consultancy Services for Insurance Product

Sharlife Analytics

iSaham

ESG + Maqasid

Shariah Screener.com

Shariah Screener for Global Stocks

Elzar Shariah Solutions & Advisory

Shariah Screening on Global Stocks

MyCARE

Crypto Donation System & Payment Gateway

PPZ MAIWP

Crypto Zakat System & Payment Gateway

Lembaga Zakat Selangor

Crypto Zakat System & Payment Gateway

Sharlife Academy

Tekun Nasional

Speaker for 'Bengkel Pengurusan Mesyuarat Jawatankuasa Syariah'

WazzaRed

Training on 'Islamic Securities Screening & Compliance'

PhillipCapital

Training on 'Islamic Securities Screening & Compliance'

RHB

Training on 'Shariah Screening & Compliance for Cryptocurrency'

OCBC Al-Amin

Training on 'Shariah Screening & Compliance for Cryptocurrencies'

Modern Wealth Academy

Shariah Advisory and Review for Shariah-Compliant Crypto Trading Module


Stay Informed with Our Publications & News

Publications

View All Publications
Meme Coins: Halal or Haram? Shariah Concerns, Solana Meme Coins and How to Check
Article
18 Feb 2025

Meme Coins: Halal or Haram? Shariah Concerns, Solana Meme Coins and How to Check

Meme coins rely on hype, internet culture and speculative trading. Are they Shariah-compliant? We explain the Shariah perspective, why meme coins often raise concerns, what to know about Solana meme coins, and how to check a coin's status on our crypto screener.

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Is Crypto Staking Halal? Riba, Gambling and When Staking Is Allowed
Article
30 May 2025

Is Crypto Staking Halal? Riba, Gambling and When Staking Is Allowed

Is crypto staking halal? This guide explains what staking is and how it works, then looks at it from a Shariah perspective: whether staking rewards involve riba, how staking differs from gambling, when staking is allowed, and how to check a staking asset.

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DSR Meaning in Banking: What Is Debt Service Ratio, Formula and Malaysian Example
Article
25 Jun 2025

DSR Meaning in Banking: What Is Debt Service Ratio, Formula and Malaysian Example

DSR (Debt Service Ratio) is the percentage of your net monthly income used to repay debts each month. Learn the DSR meaning in banking, the formula, a worked ringgit example, what Malaysian banks check and how to calculate your own DSR before applying for financing.

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Understanding Crypto Staking
Insight
5 February 2024

Understanding Crypto Staking

A Shariah Analysis

View Insight
Bitcoin Exchange Traded Fund
Insight
15 March 2024

Bitcoin Exchange Traded Fund

A Shariah Analysis

View Insight
Crypto Lending
Insight
22 November 2024

Crypto Lending

A Shariah Analysis

View Insight
Sharlife Strengthens Strategic Partnership with Yayasan Tadabbur
December 09, 2025

Sharlife Strengthens Strategic Partnership with Yayasan Tadabbur

Bangi, 9 December 2025: Sharlife Sdn. Bhd. recently paid an official visit to Yayasan Tadabbur for a strategic meeting characterized by professionalism and a spirit of collaboration. The Sharlife delegation was led by our Chief Executive Officer, Mr. Mohamad Zulhaikal Mat Zukri, alongside Mr. Adnin and Ms. Aqilah. The visit focused on exploring strategic collaboration between the two organizations, particularly in empowering the infaq and welfare ecosystem through Islamic fintech solutions. Sharlife reaffirmed its commitment to contributing expertise and digital solutions, including enabling infaq channels via digital assets, aligned with current needs and the evolving Shariah-compliant financial landscape. As a symbol of mutual commitment, the session concluded with the signing of a Memorandum of Understanding (MoU) between Sharlife Sdn. Bhd. and Yayasan Tadabbur. This MoU serves as the foundation for a long-term partnership aimed at supporting sustainable programs in dakwah, Quranic education, and welfare initiatives led by Yayasan Tadabbur. Sharlife Advisory looks forward to a fruitful and enduring collaboration, with the shared goal of creating meaningful impact for the community and the wider ummah.

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Shariah Compliance in the Digital Era: Insights from Sharlife at LIDAC 2025
September 25, 2025

Shariah Compliance in the Digital Era: Insights from Sharlife at LIDAC 2025

At Sharlife, we are proud to lead conversations at the forefront of Islamic finance innovation. Our CEO, Mohamad Zulhaikal Mat Zukri, recently spoke at #LIDAC2025 organized by Luno on the pivotal topic, "Defining Compliance Through a Shariah Lens." This platform allowed Sharlife to reinforce our unwavering commitment to Shariah compliance where governance, transparency, and rigorous advisory standards are essential. We believe Shariah compliance is not simply a certification but a continuous journey demanding integrity and expert oversight. As trusted Shariah advisors, Sharlife is dedicated to empowering the global Islamic finance ecosystem with clear, credible, and practical guidance on digital assets and beyond. We encourage collaboration and innovation rooted in Shariah principles, ensuring ethical standards that protect and grow value for all stakeholders worldwide. A heartfelt thank you to Luno for organizing this impactful forum and for their commitment to advancing Islamic finance globally. Together, let us define the future of Shariah-compliant financial solutions.

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Sharlife Conducts Shariah Stocks & Crypto Screening Training for OCBC Al-Amin
July 28, 2025

Sharlife Conducts Shariah Stocks & Crypto Screening Training for OCBC Al-Amin

We are proud to have conducted a tailored training session for OCBC Al-Amin on the topic: Stocks and Crypto Screening from a Shariah Perspective. As digital assets and Islamic investing continue to evolve, it is essential for financial professionals to remain informed and compliant. This two-part programme was designed to strengthen participants understanding and practical application of Shariah screening methodologies across both stocks and cryptocurrencies. Key learning outcomes included: Understanding the fundamentals and landscape of stocks and crypto Identifying Shariah issues and global fatwa positions Applying Shariah screening methods to evaluate financial assets Conducting legitimacy analysis on crypto projects Hands-on practice with crypto wallets and basic transactions From theoretical principles to practical case studies, our goal was to equip the OCBC Al-Amin team with the knowledge and tools to analyze and navigate the digital investment world all through a Shariah-compliant lens.

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